Grimy Times

Gladys Collins, Bank Fraud, New Jersey 2021

Published October 27, 2020

Bank Fraud Scheme: Woman Pleads Guilty in New Jersey

A Passaic County woman has admitted to participating in a scheme that involved creating false documentation to secure over $4 million in bank loans, according to U.S. Attorney Craig Carpenito.

Gladys Collins, 43, of Wayne, New Jersey, pleaded guilty by videoconference before U.S. District Judge Kevin McNulty to an information charging her with one count of conspiracy to commit bank fraud.

Collins and others created false documentation to make customers’ loan applications appear more financially viable than they actually were, resulting in losses to victim banks of over $4 million.

Three of Collins’ conspirators, Edward Espinal, Jennie Frias, and Raymundo Torres, have previously pleaded guilty to charges relating to their role in the Cash Flow bank fraud conspiracy and are awaiting sentencing.

The conspiracy to commit bank fraud charge carries a maximum potential penalty of 30 years in prison and a $1 million fine.

Collins is scheduled to be sentenced on March 8, 2021.

Individuals who believe they may have information about this case may contact the FBI at 1-800-CALL-FBI (225-5324).

U.S. Attorney Carpenito credited special agents of the FDIC-Office of the Inspector General and special agents of the FBI with the investigation leading to today’s guilty plea.

The government is represented by Assistant U.S. Attorneys J. Stephen Ferketic and Ari B. Fontecchio.

Collins is represented by Lawrence M. Fisher Esq.

Mandatory Facts:

Defendant: Gladys Collins

Criminal Charges: Conspiracy to commit bank fraud

City and State: Newark, New Jersey

Date: March 8, 2021 (sentencing)

Sentence: Scheduled to be sentenced on March 8, 2021

Dollar Amounts: Over $4 million in losses to victim banks

Key Facts

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Source: https://www.justice.gov/usao-nj/pr/fourth-employee-cash-flow-partners-bank-fraud-conspiracy-admits-role-multimillion-dollar