FDIC Unveils List of Banks Under CRA Compliance Scrutiny

WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) has dropped a bombshell with its latest list of state nonmember banks that have been put under the CRA compliance microscope. Today’s revelation covers evaluations from March 2025, shedding light on how these financial institutions are meeting their obligations to serve the entire community, including low- and moderate-income neighborhoods.

The Community Reinvestment Act (CRA), a 1977 law, requires banks to ensure that their lending practices cater to the needs of all community members, not just the wealthy. The FDIC’s scrutiny is part of Congress’ 1989 directive to publicly disclose these evaluations and ratings for every bank or thrift examined since July 1, 1990.

Seeking a comprehensive list? Look no further than the consolidated document available from the FDIC’s Public Information Center. Or, for a hard copy, dial (877) 275-3342 or (703) 562-2200. Banks themselves are also required by law to provide this information upon request.

This latest batch of evaluations is crucial for both consumers and regulators alike. It could impact the future operations of these banks, and it’s a clear indicator of how financial institutions are serving their communities. For those looking to dive deeper into specific bank ratings or individual evaluations, direct access from the bank or the FDIC’s Public Information Center is your ticket.

For more information, contact LaJuan Williams-Young or visit the FDIC website for updates and resources. Last updated on June 5, 2025.

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