Regans Gets 81 Months for $110K Identity Theft & Fraud

ST. LOUIS, MO – Eddie Lee Regans, 51, of St. Louis, will spend the next six years and nine months behind bars for a brazen scheme that preyed on homeowners and racked up over $110,000 in fraudulent charges. Regans was sentenced to 81 months in prison after pleading guilty to multiple federal charges related to identity theft and fraud.

Between August 2015 and July 2016, Regans posed as a legitimate contractor, plastering the St. Louis Metropolitan Area with flyers and establishing a web presence for his sham company, “All Rehab & Repair.” He even falsely claimed accreditation from the Better Business Bureau – a claim that quickly drew a warning from the BBB itself after consumer complaints began flooding in. Regans cycled through a string of business names, including Reasonable Quality Work, Repair and Rehab, All Rehab Repairs, and Affordable Quality Works, all fronts for his illegal operation.

The con was simple, but effective. Regans promised homeowners financing for their repairs, collecting sensitive personal information – names, dates of birth, social security numbers, and addresses – under the guise of securing loans. But there was no financing. Instead, Regans used the stolen identities to open credit accounts at Menards and Lowes, racking up charges for his own personal use. Homeowners were left with neither repairs nor their identities intact.

On January 30, 2017, Regans pled guilty to two felony counts of fraudulent use of access devices, one felony count of mail fraud, and four felony counts of aggravated identity theft – a damning indictment of his calculated deception. The sentencing reflects the severity of his crimes, which impacted multiple victims and abused the trust placed in him as a supposed home repair professional.

The investigation was spearheaded by the United States Postal Inspection Service, highlighting the crucial role postal inspectors play in uncovering financial fraud schemes. Assistant United States Attorney Tracy Berry prosecuted the case, ensuring Regans faced justice for his predatory behavior.

This case serves as a stark reminder to consumers: be wary of unsolicited offers for home repairs and protect your personal information. Regans’ 81-month sentence sends a clear message that identity theft and fraud will not be tolerated and that those who exploit others for financial gain will be held accountable under federal law.