Tag: February 2026
FDIC Data Dump Reveals Bank Deposit Trends
WASHINGTON D.C. – The Federal Deposit Insurance Corporation (FDIC) quietly released its annual Summary of Deposits (SOD) data this week, a trove of information detailing deposit activity across nearly 80,000 bank branches nationwide as of June 30, 2022. While the agency paints it as a simple data release, a closer look reveals potential indicators of…
FDIC Exposes Bank Compliance Failures Under CRA
WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) isn’t known for making headlines about wrongdoing, but their recent move throws a spotlight on potential failures within the banking system. On June 3, 2022, the FDIC issued a list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA), a law designed…
FDIC Exposes Banks Under Scrutiny for CRA Compliance
WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) has released a chilling list of state nonmember banks being probed for their failure to comply with the Community Reinvestment Act (CRA). This public disclosure comes as the FDIC scrutinizes these financial institutions for their adherence to the 1977 law designed to promote local credit needs within…
2025 Shared National Credit Report: Agencies Warn of Modest Risk
Washington – Federal bank regulatory agencies have issued the 2025 Shared National Credit (SNC) report, indicating that credit risk associated with large, syndicated bank loans remains moderate. The report reflects a focus on leveraged loans and stressed borrowers across various industry sectors, analyzing aggregate loan commitments of $100 million or more shared by multiple regulated…
FDIC Exposes Lax CRA Compliance Among Banks
WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) has dropped a bombshell with its latest list of banks failing to meet the stringent requirements of the Community Reinvestment Act (CRA). This disclosure, released on December 5, 2025, reveals the institutions deemed non-compliant in September 2025. Enacted in 1977, the CRA mandates that financial institutions serve…
FDIC Cracks Down: Three Banks Lose Insurance in December Sweep
FDIC Cracks Down: Three Banks Lose Insurance in December Sweep WASHINGTON D.C. – The Federal Deposit Insurance Corporation (FDIC) isn’t messing around. A newly released report details a series of administrative enforcement actions taken in December 2025, sending a clear message to the banking industry: cut corners, and you’ll pay the price. The agency revealed…
FDIC Softens Signage Rules: Is It Covering Something Up?
WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) quietly moved to overhaul its regulations concerning the display of official FDIC signage, a decision raising eyebrows among financial watchdogs. The Board of Directors approved a final rule on January 22, 2026, simplifying requirements for how banks display the FDIC’s digital sign and non-deposit signage on websites,…
FDIC Sets New Inflation-Adjusted Regulatory Thresholds
WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) has swung the gavel on a final rule that updates regulatory thresholds, indexing them to historical inflation levels. This landmark move comes as the FDIC Board of Directors, in a decisive stance against eroding purchasing power, approved modifications to 12 CFR part 363. These changes are aimed…
FDIC Watchdog Examines Banks for Community Neglect
WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) is gearing up to scrutinize banks across the nation, but this isn’t about skimming cash or laundering drug money. It’s about a different kind of financial crime: neglecting the communities they’re supposed to serve. Today, the FDIC released its schedule for Community Reinvestment Act (CRA) examinations for…
Santa Anna Bank Collapses Amid Suspected Fraud
SANTA ANNA, TX – The Santa Anna National Bank buckled under the weight of suspected fraud today, forcing the Office of the Comptroller of the Currency (OCC) to step in and appoint the Federal Deposit Insurance Corporation (FDIC) as receiver. This isn’t just a balance sheet failure; early indications suggest criminal activity contributed directly to…
