FDIC Unveils CRA Examination Schedule for Q3 & Q4 2024

Washington, D.C. – The Federal Deposit Insurance Corporation (FDIC) has unveiled its comprehensive examination schedules for the Community Reinvestment Act (CRA) in the third and fourth quarters of 2024. This move comes as a crucial step in ensuring that federal banks and thrifts adhere to the guidelines set forth by the 1977 legislation designed to promote financial inclusion.

Under the CRA, insured banks and thrifts are required to meet the credit needs of their communities, particularly low- and moderate-income neighborhoods. The FDIC’s examination process evaluates these institutions’ performance in fulfilling this mandate. Institutions with assets under $250 million are subject to different examination frequencies based on their CRA rating.

For Q3 2024, a total of [number] institutions are set for examination from July 1st through September 30th. The fourth quarter will see another [number] institutions being reviewed between October 1st and December 31st. These schedules are subject to change based on various factors, including applications for deposit facilities or the need for additional resources.

The FDIC encourages public comment on the scheduled examinations. Comments should be directed to the respective institutions or the Deputy Regional Director of the appropriate FDIC regional office. All comments received prior to the completion of an examination are carefully considered.

Access the detailed CRA examination schedules by calling (703) 562-2200, faxing a request to (703) 562-2296, or writing to: FDIC Public Information Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226.

The schedules are available for download as attachments. For more information, contact the FDIC at [email address].

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