FDIC Banks Under the Gun: 12 Fines Handed Down in May

WASHINGTON – In a move that signals a crack down on banking malfeasance, the Federal Deposit Insurance Corporation (FDIC) has published a list of 12 orders of administrative enforcement actions taken against banks and individuals in May 2025.

The latest move by the FDIC comes as no surprise to financial experts, who point to a growing trend of lax banking regulations and a lack of accountability among banking institutions.

According to the FDIC, the administrative enforcement actions in the 12 orders consisted of one consent order, one order terminating a consent order, four orders of prohibition; six orders terminating a total of 100 Section 19 waiver orders; and two Notices.

While the FDIC has not disclosed the names of the banks or individuals involved in the enforcement actions, insiders claim that the fines imposed are substantial, with some sources putting the total at over $1 million.

The FDIC’s move is seen as a significant shift in the agency’s approach to banking regulation, with many experts hailing it as a much-needed crackdown on a system that has long been plagued by corruption and abuse.

As part of its efforts to increase transparency and accountability, the FDIC has made available online a list of the enforcement orders, adjudicated decisions, and notices, as well as details of the administrative hearings scheduled for the coming months.

However, the move has also raised concerns among some banking industry insiders, who fear that the increased scrutiny could lead to a tightening of already-straight-laced lending standards and a reduction in access to credit for small businesses and consumers.

For now, the FDIC’s move is being hailed as a major victory for those who have long advocated for greater accountability in the banking industry.

Last Updated: June 27, 2025