FDIC Releases Q1 2026 CRA Exam Schedule

The Federal Deposit Insurance Corporation (FDIC) has released its Community Reinvestment Act (CRA) examination schedule for the first quarter of 2026. The CRA, a 1977 law, mandates that banks meet the credit needs of their entire community, including low- and moderate-income neighborhoods, while maintaining safe and sound operations.

The examination schedule is based on an institution’s asset size and CRA rating. Banks with $250 million or less in assets and a ‘Satisfactory’ rating can be examined no more than once every 48 months, while those with an ‘Outstanding’ rating can go up to 60 months between exams.

However, the schedule is subject to change based on various factors such as application for deposit facilities or additional resources required. The FDIC encourages public comment on institutions scheduled for examination and ensures all comments are considered before completion of the exam.

The schedule lists numerous institutions across the country set to undergo CRA exams from January 1, 2026, through March 31, 2026. It is available for public access through various channels including phone, fax, or email request.

For more information on specific institutions and contacts, interested parties are encouraged to visit the FDIC’s official website or contact the relevant regional offices directly.