RALEIGH, N.C. – A Fayetteville woman, Erica Andrea Monique Johnson, 27, was captured and arrested by the U.S. Marshals Fugitive Task Force on Monday, February 28, 2022, for bank fraud and aggravated identity theft charges.
According to court documents, Johnson devised a scheme and artifice to engage in a scheme known as “card-cracking”, where she made check deposits, often via Automated Teller MachineS (“ATM”), into checking accounts opened using the personal identifying information of unsuspecting victim accountholders. After the deposits were made, Johnson made point of sale (“POS”) purchases and cash withdrawals against the deposit credit to obtain money during the “float” period before the financial institution recognized the fraud.
The documents allege that between March 2018 and June 2020, Johnson and her coconspirators withdrew and received over $430,000 from the Pentagon Federal Credit Union.
Johnson is charged with conspiracy to commit bank fraud, in violation of Title 18, United States Code, Section 1349, bank fraud, in violation of Title 18, United States Code, Section 1344, and aggravated identity theft, in violation of Title 18, United States Code, Section 1028A.
She faces a maximum penalty of 240 months in prison if convicted. The case was investigated by the Department of Treasury – Office of Inspector General and the Fayetteville Police Department. Assistant U.S. Attorney Ethan Ontjes is prosecuting the case.
A related court document and information can be located on the website of the U.S. District Court for the Eastern District of North Carolina or on PACER by searching for Case No.5:20-cr-334-BO-1.
It is essential to note that an indictment is merely an accusation. The defendant, Erica Andrea Monique Johnson, is presumed innocent until proven guilty.
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Key Facts
- State: North Carolina
- Category: Fraud & Financial Crimes|White Collar Crime
- Source: DOJ Press Release â†â€â€
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