WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) has dropped another dose of transparency into the banking world by releasing its list of state nonmember banks recently vetted for adherence to the Community Reinvestment Act (CRA).
This detailed report, spanning September 2025 evaluations, delves into how financial institutions are meeting their community’s credit needs, particularly in low- and moderate-income neighborhoods. The CRA, a 1977 law, mandates that banks operate safely while catering to the diverse credit requirements of their communities.
Under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), Congress decreed that the public should have access to these evaluations and ratings for each bank or thrift subjected to a CRA examination since July 1, 1990. The FDIC’s move today ensures continued accountability in the banking sector.
Accessing this consolidated list is straightforward. You can obtain it either through the FDIC’s Public Information Center at 3501 Fairfax Drive, Room E-1002, Arlington, VA 22226 or by calling (877-275-3342) or (703-562-2200). For a more personalized look, each bank is legally required to provide its own CRA evaluation upon request.
This latest release from the FDIC isn’t just about paperwork; it’s about financial institutions living up to their responsibilities. The list serves as a crucial tool for both consumers and regulators to gauge how well banks are serving their communities, ensuring they’re not just profitable entities but also socially responsible ones.
For those eager for details or looking for historical context, the FDIC’s MediaRequests@fdic.gov is the go-to contact. Last updated on December 5, 2025, this list represents a significant step forward in financial accountability.
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Key Facts
- Agency: FDIC
- Category: Public Corruption|Fraud & Financial Crimes
- Source: Official Source ↗
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