Washington – The Federal Deposit Insurance Corporation (FDIC) has dropped a bombshell on the banking industry by releasing its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). This move, coming hot off the heels of August 2025 evaluations, shines a spotlight on how financial institutions are meeting the credit needs of their entire communities, including low- and moderate-income neighborhoods.
The CRA, a 1977 law, mandates that banks provide lending services in line with safe operations. Under FIRREA in 1989, Congress required public disclosure of bank or thrift evaluations since July 1, 1990. The FDIC’s latest list is now available for all to see.
Seekers can dive into a consolidated list of all state nonmember banks evaluated since 1990, including ratings for each institution. For those keen on getting the details directly from the source, hard copies are available at FDIC’s Public Information Center in Arlington, VA.
Banks subject to CRA evaluations must provide individual evaluations upon request, a legal requirement underlining the transparency initiative of the FDIC.
This move by the FDIC underscores its commitment to fair and equitable financial services for all. The list serves as a wake-up call for institutions falling short in their community service obligations, setting the stage for increased accountability in the banking sector.
The November 2025 List of Banks Examined for CRA Compliance is now a public document, available for scrutiny by regulators, consumers, and critics alike. It’s a stark reminder that the FDIC remains vigilant in ensuring financial institutions live up to their community responsibilities.
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Key Facts
- Agency: FDIC
- Category: Fraud & Financial Crimes|Public Corruption
- Source: Official Source ↗
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