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Jarrod M. Langford, Credit Card Fraud Conspiracy, California 2024

FRESNO, Calif. — Jarrod M. Langford, 25, of Orlando, Florida, a former U.S. Navy aviation electrician’s mate stationed in Lemoore, California, was arrested today on federal charges tied to a $340,000 credit card fraud scheme that spanned four years. A federal grand jury in Fresno returned a sealed indictment charging Langford with conspiracy to commit credit card fraud and aggravated identity theft, authorities confirmed.

From June 2011 to August 2015, Langford allegedly conspired with unnamed accomplices to harvest and exploit stolen credit card data, purchasing unauthorized voucher codes for high-end consumer goods including wristwatches, jewelry, electronics, and software. He then resold the items online for profit, funneling illicit gains through layers of digital obfuscation. His Navy assignment in Lemoore placed him in Central California during the core of the criminal activity.

Court documents reveal that by September 2012, Langford was in possession of more than 2,500 stolen credit card records—each paired with personal identifying information such as names, addresses, phone numbers, and email addresses. He obtained the data through online purchases from black-market sources, exploiting vulnerabilities in payment systems and consumer trust.

To cover his tracks, Langford installed virtual private network (VPN) software on his computers, masking his true location and creating the illusion he was operating outside California. The encrypted sessions allowed him to conduct fraudulent transactions anonymously, complicating early detection by financial institutions and law enforcement.

The Federal Bureau of Investigation led the investigation, with support from the U.S. Attorney’s Office for the Northern District of Florida. Assistant U.S. Attorney Christopher D. Baker is prosecuting the case in the Eastern District of California. The takedown underscores growing federal scrutiny of military-affiliated cybercrime and insider threats within secure installations.

If convicted, Langford faces up to five years in prison for conspiracy, 10 years for each of seven counts of fraudulent credit card use and possession, and an additional two years for each of two counts of aggravated identity theft—plus a $250,000 fine. The charges remain allegations; Langford is presumed innocent until proven guilty beyond a reasonable doubt.

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