Ericka Andrea Monique Johnson, Bank Fraud and ID Theft, North Carolina 2022

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Fayetteville Woman Sentenced to 54 Months for Bank Fraud and ID Theft

Raleigh, N.C. – In a devastating blow to a ‘card-cracking’ scheme that drained over $430,000 from several financial institutions, a Fayetteville woman was sentenced to 54 months in prison. Ericka Andrea Monique Johnson, 28, had previously pled guilty to conspiracy to commit bank fraud and aggravated identity theft on June 8, 2022.

The scheme, which spanned from March 2018 to June 2020, involved Johnson and her accomplices making check deposits into checking accounts using the personal identifying information of unsuspecting victim account holders. They then made point of sale (POS) purchases and cash withdrawals during the ‘float’ period before the financial institution recognized the fraud.

The investigation revealed that Johnson and her co-conspirators withdrew and received over $430,000 from the Pentagon Federal Credit Union. Johnson will also be required to pay $62,118 in restitution as part of her sentence.

The case was investigated by the U.S. Department of the Treasury – Office of Inspector General and the Fayetteville Police Department. Assistant U.S. Attorney Ethan Ontjes is prosecuting the case.

Johnson’s sentencing marks a significant victory in the fight against financial crimes. The conviction serves as a reminder to individuals and institutions to remain vigilant and protect themselves from such schemes.

The U.S. District Court for the Eastern District of North Carolina has made available related court documents and information. Readers can access these documents by searching for Case No. 5:20-cr-334-BO-1 on the court’s website or on PACER.

The case highlights the importance of collaboration between law enforcement agencies and the need for individuals to be aware of their surroundings and report any suspicious activity.

In the end, Johnson’s actions have resulted in significant financial losses and a lengthy prison sentence. This serves as a warning to those who engage in similar crimes: the consequences are severe and the risks are high.