ST. LOUIS – In a case that has left many stunned, Willie Roy Carter, a 75-year-old resident of Missouri, has pleaded guilty to federal charges and admitted to fraudulently obtaining nearly $350,000 in auto loans.
According to court documents, Carter, aided by Charles and Kizzie Davis, applied for auto loans between July 23, 2018, and August 1, 2018, using fraudulent purchase and loan documents. The loans totaled about $345,444.
Carter did not own or plan to buy the vehicles as represented in the loan applications. Instead, he claimed the cars were being sold by City Limits Auto Sales, a business name registered in Missouri in 2016 by Charles Davis. Carter gave the loan checks to Charles Davis to deposit.
Money orders for monthly loan payments were purchased by Kizzie Davis and mailed via the United States Postal Service from Florida to lenders in Missouri to lull the financial institutions into believing the automobile purchases were legitimate and delay the reporting of the fraudulent activity.
Willie Roy Carter pleaded guilty to one count of bank fraud and one count of mail fraud on Thursday. His sentencing is set for five days after Kizzie Davis’ sentencing, which is scheduled for February 13, 2025.
Each bank fraud and mail fraud charge is punishable by up to 30 years in prison, a $1 million fine or both prison and a fine.
The U.S. Postal Inspection Service investigated the case, and Assistant U.S. Attorney Linda Lane is prosecuting the case.
Defendant: Willie Roy Carter
Criminal Charges: One count of bank fraud, one count of mail fraud
City and State: St. Louis, Missouri
Exact Date: Thursday
Sentence: Sentencing set for February 18, 2025
Dollar Amount: $345,444
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Key Facts
- State: Missouri
- Category: Fraud & Financial Crimes
- Source: DOJ Press Release â†â€â€
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